Free your mortgage software for mac

Fixed rate mortgages are characterized by their interest rate (including compounding frequency, and term of the mortgage). Using these three values, the calculation of the monthly payment can be easily done.
PMT Mortgage Calculator is an easy to use application that calculates the fixed monthly payment for a fixed rate mortgage as the amount paid by the borrower every month that ensures that the loan is paid off in full with interest at the end of its term.

System requirements:
- Adobe AIR

Requirements:
Mac OS X 10.2 or later.

VYM (View Your Mind) is a tool to generate and manipulate maps which show your thoughts. Such maps are able to help you improve your creativity and effectivity. You can use them for time management, to organize tasks, to get an overview over complex contexts, to sort your ideas etc.
Maps can be drawn by hand on paper or a flip chart and help to structure your thoughs. While a tree like structure like shown on this page can be drawn by hand or any drawing software vym offers much more features to work with such maps.
vym is not another drawing software, but a tool to store and modify information in an intuitive way. For example you can reorder parts of the map by pressing a key or add various information like a complete email by a simple mouse click.
A map can concentrate a very complex content on little space e.g. a piece of paper. It helps to use both sides of your brain: the logical side and also your creative side (e.g. by using pictures, colors and keywords in a map, so called anchors). It is a technique to organize the way you think: It can help you by developing, sorting and memorizing your thoughts.
Because you just use keywords and drawings, it is much faster than good old fashioned notes. Your brain memorizes things by associating them to other things -- a map makes use of those connections and stimulates new asccociations.
vym is designed to make changes in the map very easy: e.g. if you use it for time management, just move a task to another place or recolor it by a simple mouse click in order to assign it to another day in the week or to give it a new priority.
There are lots of webpages (see e.g. the Wikepedia links below) and also books out there, providing lots of information on working with maps.
Enhancements:
Features:
- Opening of tabs in Firefox or Mozilla
- Documentation is up to date now
- More icons
- New environment variable VYMHOME
- New icons. Icons and flags are not longer linked statically.
- Konqueror can open URLs in new tabs now.
- Hide Export Flag lets you hide objects in exports
- Floatimages now are basically ornamented objects. They could have e.g. an URL later
- On error the XML Parser shows the line which is causing the error
- Added export to Taskjuggler. xslt by Matt.
- Include Images Horizontalls
- rudimentary import mmaps
- Import KDE bookmarks
- Own class xsltproc for doing xml transformations
- Export to Open Office 2.x (Open Document) basically works
- Export to XHTML uses smaller icon for URLs now
- Multiple File selection while loading maps and images
- Small optimization in zip/unzip functions
- FATE support for URLs
- Added idAttr to BranchObj::saveToDir
- Currently 15 levels of undo (GUI to set value still missing)
- Experimental LaTeX Export (without headers and opions so far)
- Link of a branch can be hidden, if object is not selected
- added debian subdirectory created by Steffen Joeris
- added license to new aboutwindow
- Added keyboard shortcut to reset zoom factor
- Added subscript and superscript to note editor
- Drag and Drop also for .vym and files (Jakob Hilmer)
- More speedup on moving/relinking branches
Bugfixes:
- No more duplicate xLinks
- Saving original filename of floatimages finally works
- Positioning of floatimages while adjusting canvas size (also optimized code a bit)
- Right click e.g. on URL Flag opened URL _and_ context menu
- Deleting selection works also if Delkey is disabled.
- Exclusive flags did not work properly.
- Wrong icon in texteditor for text underline
- Changed screenshots in docu to represent new look
- Fixed z-plane of floatimage. Images did hide flags.
- wrong paths in XHTML export (#168033), caused by wrong vymBaseDir
- Problem with vymlinks pointing to higher directories (#159770)
- All exports support hiding of objects now
- exportDir in XHTML export is correctly saved in map and defaults to current directory
- Workaround QT problem, where QT writes invalid XML code by not escaping & in fontnames
- Images preview in filedialog works again. Seemed to be a QT issue when multiple fileselections were allowed.
- Canvas Size corrected when flag is toggled
- Hide Include Images Horizontally (not implemented yet)
- Include Images Vertically was not read from saved file FloatObjects now use hideLinkIfUnselected, no more drawing errors, if FO is selected (undefined link)
- FloatImages dont get lost during save after they have been relinked to new parent
- Editing heading of mapcenter now also corrects position
- Copy/Paste was currently not possible for images. Now completly rewrote mechanism. Instead of invisible map now XML import is used (Multiple clipboards should be not difficult now)
- Added small fix from Khaled Ahmed needed for display of arabic languages
- Zoomed map no longer jumps around when branch is selected or moved.
- TextEditor now has grey background again, if it is empty
- BranchObj no longer need to connect to TextEditor, BranchObj is no longer a QOBJECT
- Some minor changes so that translations use arguments now instead of several calls to tr()
- Fixed pasting vymlinks: Pasting a branch to a target in another map caused vym to go into an endless loop, if the vymlink of the branch pointed to the new map.
- Invisible floatimages (which have a scrolled parent) no longer can be selected
- Fixed link handling in aboutdialog.
- Added ... to menu entries leading to another dialog The setting option Delete Key is working again
- A branch moved from left side to right had wrong orienation Heading sizes now correct after moving e.g. mainbranch to a branch
- Problems with closing of note editor when text was modified.
- Frames didnt become invisible if scrolled if selection changed before undo, undo worked on wrong branch
- included math.h again to enable compiling with gcc4
- if selection changed before undo, undo worked on wrong branch
- changed MapEditor::undo and ::saveState to also save selection

Say Your Time And Temperature is a small AppleScript that speaks the temperature via your zipcode.

This script looks up your name and zip code, as designated in Apples Address Book, retreives the time and temperature, and then speaks it.

Completly freeware.

Requirements:
Mac OS X 10.1 or later.

Passwords-Lines helps keep your passwords organized.
It has two different databases, One side or database allows you to store and easily retrieve all those hundreds of passwords you thought you saved someplace. The other side of the database allows you to organize, store and retrieve all the data you always wanted to get together for your Credit Cards, Insurance, Leases, Mortgages and College Loans. It even allows you to bring together all the Investments you have at different brokerage firms, banks, mutual funds etc. Both sides of the databases interact in this relational database.
Passwords Lines allows access to Passwords, Lines, password protection and encryption.
Enhancements:
- Passwords-Lines is now freeware. There are no restrictions.

InterestHC 1.0.1 brings you an effective calculator by Oscar van Vlijmen that can solve many financial problems including all compounding interest problems, annuities (mortgages), gradient annuities, internal rate of return and many more with ease.

Requirements:

• Mac OS X 10.4 PPC
• Mac OS X 10.3.9
• Mac OS X 10.4 Intel
• Mac OS X 10.0
• Mac OS X 10.1
• Mac OS X 10.5 PPC
• Mac OS X 10.2
• Mac OS X 10.5 Intel
• Mac OS X 10.3
• Mac OS Classic

BashFlash 1.0 is a utility running in Flash animations and videos which are among the top processor hogs on Mac OS X. A single poorly-designed Flash banner - even in an inactive window or tab - can suck up an entire processor core with its shady mortgage offers. Your 5-hour battery life gets cut in half, your laptop runs hotter, and your legs cook to medium-rare.

That's where BashFlash comes into play. BashFlash lets you stop the Flash plug-in dead in its tracks, letting your new-fangled Mac cool down, use less power, and give you more time to do whatever it is you do. Probably blog or tweet or something.