Free financial software for mac

FolioCalc is an investment portfolio tracker and calculator for the Apple Macintosh running Mac OS X 10.4 (Tiger).
FolioCalc handles three investment types: stocks, interest-bearing accounts, and cash (treated as a zero-return investment).
It was written from scratch using the latest development technology endorsed by Apple such as Cocoa, CoreData, and bindings.
Track your stock investments in near-realtime.
Many of the calculated stock investment quantities (the ones dependent on current share price) that are displayed in FolioCalc are dynamic. FolioCalc can receive stock share price data from one of two separate web services on a configurable time interval.
This near-realtime price data (20 minute delayed data) is used to automatically adjust the gain and many other calculations.
FolioCalc can fetch share price data automatically for stocks in the NYSE, NASDAQ, and AMEX stock exchanges. Stocks from other exchanges or even fictitious tickers can also be entered with a share price manually.
These user-entered share prices are stored with preferences (you dont have to save the document) and used from then on in the calculations. If the internet is down or realtime data is turned off in FolioCalc, it will use the last stored value of the stock price in preferences also.
Investments are automatically generated from transactions.
This is one of the most powerful features of FolioCalc. Many other stock portfolio trackers require you to enter stock buy and sell transactions with the same lot size, essentially creating an investment record manually. So the entered stock transactions may not correspond to the lot sizes of the actual transactions made with a broker.
For example, you may have bought 50 shares of Intel stock one day and then another 50 shares another day, then say you later sold 25 shares and then sold another 75 shares at a later date. When you enter real-world transactions like these into FolioCalc, it automatically figures out how many separate investment records to make, and when to close certain ones based on the First In First Out (FIFO) strategy.
It also figures out how to properly split the commission and fees between the various investments, if needed. So in this case it would create three closed investments for Intel stock, two for 25 shares, and one for 50 shares. Each of these three investments would have separate capital gains and returns. Some of them might be short-term and some long-term with different tax implications.
For active traders, the real-world scenarios are often much more complex than this example. Figuring out all this manually with a calculator at tax time can be a major pain and most investment software (or web-based tools) out there wont help you with this problem (without paying considerably more and dealing with the complexities and bloat of a general accounting program).
FolioCalc takes the hard work out of filling out Schedule-D.
Since FolioCalc generates all the investment records and calculates capital gains and cost basis needed on the Schedule-D income tax form for each investment as well as the totals, once you have all your transactions entered correctly, all you have to do is simply copy down the required amounts onto the form!
View up to 20 financial quantities for each investment.
The basic quantities you see on most portfolio trackers are there such as cost basis, capital gain, percent return and more. But that is just the beginning. You can view annualized return (aka. CAGR), which can be handy for comparing long term investments on an equal footing.
Want to see approximately what you would be making on a investment after the government takes its cut? You can view post-tax versions of several of the applicable financial quantities. Sold a stock investment in the past and want to know what it would be worth right now if you hadnt sold it? There is a quantity called Unrealized Value that shows you just that. Each investment also contains an editable field for notes and the investment label can also be edited. And the columns can be rearranged or removed completely via preferences to suit your tastes.
Three different views of your portfolio data.
You can separately view all your transactions, investments, or the full list of stocks associated with your stock investments. The stock view shows you at a glance the total shares you still own for each stock along with the last received stock share price.
More than just stock portfolio tracking.
FolioCalc was written since day one with general investments in mind. Interest-bearing savings accounts (like a money market account) and cash accounts are also supported besides just stock investments. Savings account returns are automatically calculated from the interest payment transactions. You can view your savings investments and cash along with your stock investments or separately via a query, its up to you.
Filter subsets of your investments using several built-in queries.
You can filter your investments by any combination of queries for closed date (YTD, last year, custom range), state (open or closed), investment type (stock, cash, savings), and term (short or long). Each query is accessed via a pulldown so you dont have to type anything except for the case of the custom range for the closed date query.
Each query is logically ANDed with the others so many different combinations of queries can be requested. For example, when doing your taxes for last year and you need to list your stock investments for the Schedule-D form you would query on a closed date of last year, a state of closed, type set to stock, and the appropriate term you need for the form.
Then you would see the filtered subset of investments you need along with the cost basis for each investment. Then its just a matter of copying the cost basis and other values needed onto the Schedule-D form.
Investment totals at a glance.
There is a totals row at the bottom of the investment table that includes the totals of the dollar values and also includes other values such as return that are computed directly from the dollar value totals.
When you filter the investment records based on various criteria to display a subset of your investments, the totals row will update to reflect only the records in the filter. Also, the totals row will always be in view at the bottom of the table and will not scroll vertically like the other rows.
Enter transactions directly, or import them.
Stock transactions can be entered directly on the Transactions pane or imported from various file formats downloaded from online brokers such as Ameritrade and Fidelity.
Automatic cash or savings transfers for stock transactions.
Automatic transfers can optionally be made to/from cash or savings accounts when entering stock transactions. This is a handy feature that saves you from having to manually enter a separate cash or savings transaction corresponding to a stock buy or sell.
Stock splits are supported.
You can either manually enter stock splits as stock transactions just like buy or sells or import them automatically from the broker file. FolioCalc automatically adjusts the shares owned in the appropriate investment records without effecting the original buy transaction records. The investment quantities that are dependent on number of shares are automatically adjusted.
Any number of forward or reverse split transactions can be entered and the cumulative number of shares for the effected investments will update to reflect the cumulative combination of splits. Remove a split transaction and the investment quantities go back to what they were before the split since the buy transactions are not effected.
Print your transactions, investments (all or filtered), or stocks.
When you print, the document is printed with the same sorting, active columns, column ordering, and filtering as the currently displayed table.
Version restrictions:
- This is the latest beta version of FolioCalc. Its a free download. Its a fully functional beta but will stop working at some time in the future.
Enhancements:
- There were only a few modifications this time and they all have to do with importing. Now multiple files can be selected to import at one time. An import icon has also been added to the toolbar for added convenience. Also Fidelity transaction CSV files that contain leading blank lines can now be imported without errors.

Piyasa displays the current values for USD, EURO and IMKB100 from the Turkish Financial Market.
Enhancements
- The UI is greatly improved.
System requirements:
- Internet connection.

iBank Widgets Pack 2.1.2 is a useful tool that allows for rapid transaction entry into any of your iBank accounts. Want to track that impulse buy at Amazon.com? Or do you need to check to see if you have enough money in your checking account to afford that new iPod? Introducing iBank Widget - the quickest and easiest way to interact with your iBank data. Use it to rapidly add transactions to your accounts or check account balances.

Major Features:

1. Accounts
   • Account types: Checking, Savings, Cash, Credit Card, Loan, Asset, Liability, and Investment accounts can all be managed in iBank.
   • Debt/loan management: Keep tabs on your loans with iBank's comprehensive set of debt management tools. Track interest vs. capital, variable interest rates, and payment schedules.
   • Hide/show accounts: Keep your finances clutter-free by hiding unused accounts. Your historical records stay just a few clicks away, but out of sight, out of mind!
   • Smart accounts: Like iTunes for your money - dynamically view transactions according to account, payee, memo, amount, and/or category information.
   • Account groups: Organize your accounts into folders to reduce clutter and total up your balances quickly.
   • Account details: Set a minimum balance and be alerted when your account drops below that amount, link to your bank's webpage, store your account number for reference, and much more.
2. Transactions
   • Streamlined input: Either use the familiar check-style interface of the Transaction Editor to enter new items, or type them directly into your account register. Now featuring improved keyboard entry for mouse-free record-keeping!
   • iSight integration: Snap a photo with your camera (or take any image or PDF file) and attach it to a transaction for a visual record of your purchase.
   • An ounce of prevention: Editing existing transactions requires confirmation, so that you don't accidentally change your records when you thought you were adding new ones.
   • Searching and filtering: Choose from several filtering options to show only the transactions you want to see, or use the search box to locate a particular transaction.
   • Split transactions: When's the last time you just bought groceries at the grocery store? Divide any transaction into several parts and categorize each one separately for more accurate record-keeping.
   • Memorized transactions: Tired of typing in the same deposit over and over again? Let iBank do some of the work for you - it will automatically remember each transaction you enter, and make suggestions as you type.
   • Scheduled transactions: Easily turn any transaction into a repeating event (like those darn utility bills!). iBank can alert you when the transaction is due to be posted to your account.
   • iCal integration: Post scheduled transactions to iCal for an easy reminder of upcoming expenses.
   • Statements: Reconcile transactions with your bank records using a familiar statement-like interface. All unreconciled transactions now accessible to each statement.
   • Check printing: Fully configurable templates allow you to print your iBank transactions to any check stock, or print the whole check yourself! Now featuring a more intuitive template editor.
3. Categories
   • Fully customizable: Assign categories to your transactions to be able to track them in charts, reports, budgets, and forecasts. Use our built-in category sets for home or business, or create your own! Now sporting snazzy images for the Cover Flow view.
   • Multiple hierarchy: Organize your categories in groups for more effective record-keeping. When creating a chart, choose to include individual sub-categories or just the main category for overall totals.
   • Tax support: Categories can now be assigned tax codes for easy reference - iBank can even look up the codes for you! When tax time arrives, export data on your tax categories to TXF format for use with TurboTax and other tax software.
4. Importing
   • Direct download: Connect directly to your financial institution online to download transaction updates automatically and securely.
   • Built-in web browser: No online support for your bank? Browse to your financial institution's website and download transactions to import, all without ever leaving iBank.
   • Import from Quicken: Easily import your accounts from Quicken, MS Money, and just about any other financial management program out there. Supported file formats include QIF, OFX, QFX, and CSV.
   • Smart import rules: Tired of the junk your bank puts into the transactions you download? Create simple rules to clean up and categorize your transactions automatically.
5. Multiple currencies
   • Work in any currency: By default, iBank uses your native currency as indicated in Mac OS X System Preferences. Add other currencies to iBank and assign them to your accounts as needed.
   • Download exchange rates: Retrieve up-to-date exchange rates over the Internet at the click of a button.
   • Automatic conversion: Transfer money between accounts that use two different currencies, and iBank automatically applies the conversion for you based on current rates. Manually apply or adjust the exchange rate on any individual transaction.
6. Analysis tools
   • Beautiful charts: Get the information you need at your fingertips using dynamic charts that update automatically as you make changes to your data. View a breakdown of your income or expenses by category, see your spending habits over time, generate tables of your activity, or view a list of transactions from a specified date range. Simple and flexible.
   • Standard reports: For those times when the accountant requires you to submit your data in a standardized format, iBank includes Cash Flow, Balance Sheet, Capital Gains, and ROI (Return on Investments) reports. Print or save them to your Desktop with the click of a button.
   • Budgets: Set goals for your income and expenses over a specified time period, then check your progress as you go along. Easily compare past and current budget performance. Multiple budgets let you track different sets of categories for different goals.
   • Forecasts: Use balance trends and scheduled transactions to predict your future account balances at any date in the future. Tweak various calculation settings to get the most accurate forecast possible.
   • Mini-graph: See an up-to-date overview of your spending in the bottom-right corner of the main window. Double-click any slice of the pie graph to "dig deeper" and break it down into sub-categories or individual transactions.
7. File management
   • Portability: Store all of your account data in a single data file for easy backup or transfer. Easily create multiple data files for different users.
   • MobileMe backup: Backup your iBank data to your MobileMe account automatically every time you startup. (MobileMe account required)
   • Password protection: Prevent unauthorized access to your data by requiring a password at startup.
8. Other features
   • Gorgeous interface: Track your finances in style! New Cover Flow and Thumbnail views let you browse transactions by their associated images, and redesigned charts will knock your socks off.
   • Notes everywhere: Add comments to just about anything! Accounts, groups, portfolios, categories, charts, budgets, forecasts, and statements can all be assigned notes to hold that extra info you just can't afford to forget.
   • iPhone support: Enter transactions on the go with our free iPhone-compatible web application (MobileMe subscription required).
   • Dashboard widgets: iBank widgets allow you to enter transactions, check account balances, and monitor your budgets from the comfort of your Desktop.
     
9. Investments
   • Investment types: Track stocks, bonds, mutual funds, managed funds, watchlist items, and indices with ease.
   • Quote downloading: Automatically retrieve up-to-date quotes over the Internet at the click of a button. International exchanges are supported.
   • Portfolio view: Check the cost basis, gain/loss, current market value, and other information regarding your securities at a glance. iBank now tracks historical data and graphs your security performance over time.
   • Capital gains: Easily generate reports detailing profit and loss on your investments.
   • Smart portfolios: Dynamically group securities based on their account, payee, amount, and more. Maintain multiple portfolios for different needs.
   • Online portfolios: Leaving your Mac behind? Post your investment portfolios to your MobileMe account and check their performance from any web browser. (MobileMe account required)
   • Expert trading: iBank now supports short and long puts and calls, stock option trading, and more.

Requirements:

• Mac OS X 10.5 or higher
• 512MB RAM/30MB free space
• 1024x640 screen resolution
• Supported languages:

iCompta 3.3.4 is considered as a very convenient as well as effective personal money apllication for you to enjoy.

Major Features:

1. iCompta is an application that lets you manage your personal accounts with ease.
2. Each account can have its own currency and you can organize transactions by category.
3. iCompta lets you reconcile transactions which are on your bank reports and therefore check that you are up to date with your accounts. You can download your transactions from your bank site either with the embedded web browser or via OFX direct connect for supported financial institutions.
4. Factory settings are even available for many financial institutions to let you setup your account quickly.
5. You can set budgets for your accounts and then be able to track your income and expense on a periodic basis.
6. iCompta lets you deal with the common problem of who owes what to who when you buy things with people.
7. iPhone synchronization with a wireless network via Bonjour.
8. Spotlight importer.
9. You can sort and filter transactions to make statistics on your incomes and expenses.
10. You can show a graph of the balance evolution of an account and even have a forecast for the next months.
11. You can create rules to modify your transactions automatically in order to be more productive.
12. iCompta is open and can import / export files in the following formats :
    • CSV
    • QIF
    • OFX
13. You can make funds transfers between accounts.
14. iCompta documents can be encrypted with a password.
15. QuickLook plugin.

Enhancements:

• Fixes :
• • Problem when entering amounts depending on your regional settings
  • Problem with rules and filters not being saved properly

Requirements: Mac OS X 10.5+

InterestHC 1.0.1 brings you an effective calculator by Oscar van Vlijmen that can solve many financial problems including all compounding interest problems, annuities (mortgages), gradient annuities, internal rate of return and many more with ease.

Requirements:

• Mac OS X 10.4 PPC
• Mac OS X 10.3.9
• Mac OS X 10.4 Intel
• Mac OS X 10.0
• Mac OS X 10.1
• Mac OS X 10.5 PPC
• Mac OS X 10.2
• Mac OS X 10.5 Intel
• Mac OS X 10.3
• Mac OS Classic

Requirements:

• Mac OS X 10.3.9 or later.