Debtinator 2.2.3

Debtinator is a tool that helps you chart out your debts and finances and generate payment schedules for you.
Type in your information, and a few clicks later, you can see how quickly you can target your resources to get out of debt fast.
Main features:
- Brand new, more intuitive interface. An easier interface means less time figuring out the program, and more time paying off your debts.
- More reporting options. Choose your own payment schedule. Pay the highest interest rate first. Or the lowest, and see how they compare. Pay the debt with the highest fees, or only the minimums, or take it all into your own hands and choose your own strategy.
- Printing. Keep a hard copy of those payment schedules youve created and check things off as you complete them, in a nicely formatted report. Show me how.
- Multiple accounts. Now you can deposit your paycheck into a checking account, and automatically continue your savings by transferring a set amount of funds to a different, higher interest rate account.
- Interest bearing accounts. Youve got a savings account, and youre going to earn money from it. Debtinator now keeps track of that for you.
- More accurate reporting. Debtinator used to assume that all events happened on the same day, the first of the month. But, of course, reality doesnt reflect that. You may have bills to pay on the first, but you dont get paid until the third. Now you can more accurately report on that.
- Its tougher to run out of money. Debtinator is smart enough to plan for the future. If you have extra money now, but are going to have a big bill to pay for 3 years from now, the program will re-arrange to make sure you can pay it, if at all possible.
- More debt options. Banks are sneaky. Credit card companies are sneaky. There are all sorts of hooks and gizmos and tricks that they employ. Sure, that 0.00% introductory interest rate is great now, but in 6 months it runs out and youre up to 21.99%. Then what? Or, you charged up $5,000 at your normal 15% interest rate, but have another $5,000 that was a balance transfer at 3.99%. Your payments are applied towards the 3.99% first, then the 15% when its paid off. Debtinator lets you store all of that easily with more complicated debts.
- Graphing. Now you can visualize your debts over time and compare payment plans. You can more easily see how paying over the minimum will save you money.
Version restrictions:
- Unregistered users can only run reports 3 months into the future.
Enhancements:
- Added Default Bank Account for all new documents
- Added Total Available Funds and Net Worth report columns
- Minor internal optimizations
- Now enforces that non-repeating debts must be paid off in full
- Fixed an inconsistency error that could occur when deleting a Line Item
- Fixed a bug that could cause accumulation of junk, inaccessible data in the data file